What Is The 401k Limit For 2025 Married Filing Jointly. Couples who earn more than. For 2025, the contribution limit increases to $70,000 or $77,500 if age 50 or over (the $7,500.

The income limit for taking a full deduction for your contribution to a traditional ira while participating in a workplace retirement plan in 2024 is $77,000 for single filers and $123,000 for a married couple filing jointly. 401k contribution limits have changed for this year.